Great home insurance protects more than just your home.
- Dwelling coverage provides protection if your home or other structures on your property are damaged by a covered loss, such as fire, lightning, wind or hail.
- Personal property coverage for your valuables, including furniture, clothing and electronics if they're damaged or destroyed by a covered loss.
- Personal liability coverage to protect you if someone is injured or has a personal item damaged on your property.
- Temporary housing coverage covers hotel rooms, storage rental and more if your home is damaged and unfit to live in.
Get even more with Platinum Choice® Home.
- Expanded dwelling coverage with an additional 30% to repair or rebuild your home if costs exceed your policy limit1 – this alone could save you tens of thousands of dollars.
- Water backup/sump pump overflow coverage2 for damage caused by plumbing-related water backup or sump pump overflow.
- Broader smart device coverage for your phones, computers, TVs and other smart devices.
- Higher coverage limits on items like jewelry and watches.
We offer some of the best discounts in the industry.3
We offer some of the best discounts in the industry.3
Loyalty
Qualify for this discount when you've been with Amica for at least two years. The more time spent with Amica, the more you save.4
Qualify for this discount when you've been with Amica for at least two years. The more time spent with Amica, the more you save.4
Multiline
Save up to 20% when you bundle Amica home and car insurance.5
Save up to 20% when you bundle Amica home and car insurance.5
Claim-free
Receive a discount when you’ve had no claims in the past three years.
Receive a discount when you’ve had no claims in the past three years.
AutoPay
Receive a discount when you opt to pay your premium using automatic deductions.
Receive a discount when you opt to pay your premium using automatic deductions.
Paperless
Receive a discount when you sign up to receive policy information and bills electronically.
Receive a discount when you sign up to receive policy information and bills electronically.
